We help you lock in an
affordable final expense policy.
For ages: 0 - 85
The average funeral is $9,135*
Can your loved ones afford that?
When your family member passes away, the last thing you should be worrying about is how to pay for their funeral. We provide you and your loved ones with final expense policies that you can actually afford.**Up to $50,000 in coverage available. Lock in your plan today.
*This national average is taken from the National Funeral Directors Association
**This life insurance does not specifically cover funeral goods or services, and may not cover the entire cost of your funeral at the time of your death. The beneficiary of this life insurance may use the proceeds for any purpose, unless otherwise directed.
We help families across America.
Let us help yours, too.
| What is final expense? |
|---|
| Final expense coverage is the last gift that you will be able to give your loved ones. This coverage helps your family cover your end-of-life costs. This includes casket & funeral services, cemetery expenses, monuments or markers, vault fees, any medical bills you may leave behind, and more. |
| Do I really need final expense coverage? |
|---|
| YES! Even if you already have traditional life insurance, at the time of your passing, your family will no longer receive your income or benefits. By having this additional coverage in place, your family won’t have to use your existing savings in order to afford your final expenses. |
| I’m afraid I won’t qualify… |
|---|
| As long as you’re between the ages of 0-85, we have the perfect plan for you. Even if your health is worsening or you’re getting a little older, we can help. There are no medical exams, and nobody needs to come to your house to do any bloodwork. Once you’ve locked in your plan, your rates will always remain the same, regardless of your age. |
| *Issuance of insurance is based on answers to health questions on the application. |
Client Resources
WHAT IS FINAL EXPENSE?
It costs money when you die.
Final expense policies protect your family from debt.
Final expenses are the costs associated with death.
Are you going to leave your family with this burden?
At the time of your death, your policy will protect your family from debt.
Once the necessary paperwork has been filed, your benefit will be paid out to your family. This is the last gift that you will be able to offer for your loved ones. As long as you’re between the ages of 0-85, we can find the perfect plan for you, regardless of health condition. Your payments are locked in for life, there aren’t any medical exams or bloodwork, and we have a reputation of paying our claims within 24 hours.
*Issuance of insurance is based on answers to health questions on the application
We offer whole life policies for anyone ages 0-85.
Whole life insurance is good for people that want lifelong coverage that builds cash value over time. As long as premiums are paid, this type of coverage will not expire.
Term life insurance covers the person being insured for a certain period of time in their lives. Our term policies last 20 years.
ULTIMATE PREFERRED
Whole Life Coverage
Minimum Face Amount: $10,000
Maximum Face Amount: $30,000
Issue Ages: 0 – 85
No History Of Tobacco/Nicotine Use (Within Past 10 Years)
For Those Free Of Health Issues
-
SUPER PREFERRED
Whole Life Coverage
Minimum Face Amount: $5,000
Maximum Face Amount: $30,000
Issue Ages: 0 – 85
No History of Tobacco/Nicotine Use (Within Past 5 Years)
For Those Free Of Health Issues
-
PREFERRED
Whole Life Coverage
Minimum Face Amount: $1,000
Maximum Face Amount: $20,000
Issue Ages: 0 – 85
No History of Tobacco/Nicotine Use (Within Past 12 Months)
For Those With Minor Health Issues
-
PLATINUM PROTECTION
Whole Life Coverage
Minimum Face Amount: $5,000
Maximum Face Amount: $30,000
Issue Age: 55 – 85
No Restrictions For Tobacco/Nicotine Use
For Those With Minor Health Issues
-
STANDARD
Whole Life Coverage
Minimum Face Amount: $1,000
Maximum Face Amount: $20,000
Issue Ages: 0 – 85
No Restrictions For Tobacco/Nicotine Use
-
20 PAY STANDARD
Whole Life Coverage
Minimum Face Amount: $1,000
Maximum Face Amount: $20,000
Issue Ages: 0 – 60
No Restrictions For Tobacco/Nicotine Us
MODIFIED
Whole Life Coverage
Minimum Face Amount: $10,000
Maximum Face Amount: $30,000
Issue Ages: 0 – 85
No History Of Tobacco/Nicotine Use (Within Past 10 Years)
For Those Free Of Health Issues
-
EASY ISSUE
Whole Life Coverage
Minimum Face Amount: $1,000
Maximum Face Amount: $10,000
Issue Ages: 0 – 85
No Restrictions For Tobacco/Nicotine Use
Benefit: Years 1-3 110% Of Premiums Paid; Year 4+ Full Face Amount
For Those With Significant Health Conditions
-
GUARANTEED ISSUE
Whole Life Coverage
Minimum Face Amount: $1,000
Maximum Face Amount: $10,000
Issue Ages: 0 – 85
No Restrictions For Tobacco/Nicotine Use
Benefit: Years 1-3 110% Of Premiums Paid; Year 4+ Full Face Amount
Guaranteed To Anyone 0 – 85, Regardless Of Health Conditions
Only need 20 years of coverage? This is available with our term life insurance plans.
20 YEAR TERM
Term Life Coverage
Minimum Face Amount: $10,000
Maximum Face Amount: $50,000
Issue Ages: 20 – 65
No Restrictions For Tobacco/Nicotine Use
-
20 YEAR TERM: RETURN OF PREMIUM
Term Life Coverage
Face Amounts: $10,000, $20,000, $30,000, $40,000, And $50,000 Only
Issue Ages (Non-Tobacco Users): 20 – 60
Issue Ages (Tobacco Users Within Past 12 Months): 20 – 45
100% Premiums Paid Back At The End Of The 20 Year Term
-
TERM TO AGE 90
Term Life Coverage
Face Amounts: $10,000, $20,000, $30,000, $40,000, and $50,000
Issue Ages: 18 – 80
No Restrictions For Tobacco/Nicotine Use
-
TERM TO AGE 100
Term Life Coverage
Minimum Face Amount: $5,000
Maximum Face Amount: $50,000
Issue Ages: 50 – 75
No History of Tobacco/Nicotine Use (Within Past 12 Months)
Are you ready to protect your family?